Find your dream home & Exclusive md loan

Experts in Physician Home Buying & MD Loans
San Diego’s Only Realtor Team dedicated to Physicians
We specialize in helping doctors find their perfect home and secure the best physician loans. With over 25 years of experience, we understand your unique needs and are here to make the process seamless.
Guiding Physicians to Smart Investments & Lasting Wealth
From first-time buyers to seasoned professionals, we’re passionate about helping physicians build wealth through smart real estate decisions. Trust our expertise to guide you every step of the way.
Trusted by Physicians
Hear from physicians on their experience finding their perfect home with our unmatched expertise & personalized service


Bill Grubb’s specialization as a realtor for physicians really paid off for me. Bill is not only a great realtor, with amazing customer service, but he also was able to help me get an amazing loan with zero down that no San Diego banks offer. Bill was able to educate the seller’s how strong my offer was since it was a physician loan. I love my home and thank you Bill!
Read More
Dr Vanessa C, Family Medicine


Bill has been truly professional. Not one other realtor I interview was able to offer unique MD mortgage solutions that Bill could ... It was a game changer. He never rushed us, was very patient, and it paid off when we found, negotiated for, and bought our dream home... Bill made the process super easy for my family and I, so I could focus on my work. He is also just a great guy and really easy to interact with.
Read More
Justin B., UCSD, Neurosurgery


Being first time homebuyers, Bill was there for us every step of the way. It's a little overwhelming, and Bill educated us and took a lot of the stress out of it for us. His communication was immediate & constant. I highly recommend any doctors thinking about buying a home, or anyone for that matter, make your first step in the process to call Bill ... We’ve already referred him to a few physician friends and they’ve all had great experiences too.
Read More
Andy C, GI Scripps & Anjali B, Hematology UCSD


Bill & Billy Grubb were the best realtors we could have ever imagined. They are a dream team. Being a new doctor, with our first home purchase in a very hot market, I was completely overwhelmed but Bill & Billy made it so seamless for us.
Read More
Dr. Daniela P, Internal Medicine, Kaiser


Buying a home for the first time is an intimidating process, especially as a young doctor with student debt. Bill & Billy guided us through every step of the process, making everything easy to understand. He helped guide me through securing financing, helped us find a great home, and even now continues to answer questions that I have as a new homeowner.
Read More
Dr. Sebastian X, Oral Surgeon


Working with Bill and Billy was awesome! They were so helpful every step of the way and were so patient with all of the questions we had for them. As first-time buyers, we are so lucky that we had them to go through all the ups and downs with. Would highly recommend them to everyone!
Read More
Dr. Ana L, Pulmonary UCSD


Bill helped my wife (also a physician) and I through the home buying process from start to finish. He was attentive, professional and above all, knowledgeable about the real estate market, negotiations, and first-time physician home buyer incentives/benefits. He made the process as painless as possible, and I plan on referring him to all of my friends and professional contacts.
Read More
Dean N, UCSD & Rady’s, Nephrology


We worked with Bill to purchase our first home out of training at UCSD. He was extremely helpful in every aspect of the process. I would highly recommend him to anyone looking to purchase a home. Even after the purchase, he has kept in contact for years, which we very much appreciate and shows that he goes above and beyond professionally.
Read More
Matt S, Anesthesiologist, UCSD


We worked with Bill & Billy to sell our first home and buy a new multi-generational home for us. Their amazing knowledge of the mortgage market made what we thought was impossible…possible. Amazing service and any physicians in San Diego should make their first call to Bill & Billy…truly amazing realtors.
Read More
Javier R, Pediatrician, La Maestra
Expert Guidance. Exclusive MD Loans.
Unmatched Service.
1,522
Physician Families Helped
buying their home
22
Doctor Loans/Lenders we make compete for your business
2
MD Specialist Realtors Dedicated To your Needs
1
Prority
YOU
San Diego Homes Bought by MDs with Little or No Down Payment
Smart Financing. MAXimum Savings.
Financial Victories for Physician Homebuyers
The right loan can save you tens of thousands of dollars. We do the heavy lifting, comparing rates from over 22 MD loan lenders to secure the best deal for you. Even a 0.25% rate difference on a $1.25M loan saves you over $75,000. That’s the power of smart financing.
0% Down Payment
Doctors Only No PMI
5% Down Payment
5% Down Up to $1.5M NO PMI
10% Down Payment
Up to a $2M loan amount
why work with us
We’re More Than Realtors –
We’re Your Financial Partners
Most realtors show you homes and pass you off to a lender. We do more. We’re by your side every step of the way, proactively helping you find your dream home and secure the best loan possible—often saving our clients tens of thousands of dollars. Even a 0.25% rate difference on a $1.25M loan saves you over $75,000.
We’re invested in your future. Let’s get this right, together.
Expert Realtors for Physician Home Buyers
Experienced professionals dedicated to guiding physicians through every step of the home buying process with unparalleled expertise and support.

BILLY GRUBB
Building Relationships, Delivering Excellence
Being a part of a local family business is something I will never take for granted. I love building strong relationships and playing an essential role in our clients’ lives. I value exceptional service and delivering a great experience—principles I carry into real estate every day.
I’m proud to call Pacific Beach home, where you’ll find me paddle boarding, biking, golfing, practicing yoga, or cheering on the Padres and San Diego State. I also love visiting my four sisters in San Francisco, New York, Memphis, and Cardiff.
DRE #021139002

BILL GRUBB
Passionate About Physician Homeownership
I’m driven by a passion for helping physicians stop paying their landlord’s mortgage and start building wealth through real estate. I believe in our fiduciary responsibility to every client and take that commitment seriously.
I’ve been happily married to my amazing wife, Leslie, for 32 years, and together we’ve raised five wonderful children, all now young adults. Outside of real estate, you’ll find me perfecting my pizza-making skills or exploring local restaurants, rooting for the Padres, watching college football, visiting my kids, and cheering on my beloved but futile California Golden Bears.
DRE # 01080743
Trusted by Physicians from San Diego’s Top Hospitals
We’ve helped doctors from leading hospitals find their dream homes with expert guidance and exclusive financing options.




Contact Us Today
Have questions or need expert guidance? Fill out the form, and our team will assist you with your home buying journey.
Contact Us
We will get back to you as soon as possible.
Please try again later.